Certified

     Asset

     Recovery

     Specialists

The Nations Leading On Line Training for Repossession Professionals

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     Field

     Recovery

     Specialists

This manual will help your field agents protect themselves, your client and your business at all times

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     Customer

     Service

     Specialists

On Line Training that will help your office staff sell your services like never before

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I highly recommend that all business owners, field recovery specialists and customer services specialists seek any and all learning opportunities available to them.

This includes the courses available from REACT as well as all general business courses available in your area.

Learning inspires us to achieve our dreams. Learning empowers us to conquer our goals.

Christopher Peer

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Other industry related courses are available from trade associations and insurance groups. We support and encourage you to seek out and complete all of these educational opportunities.

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Ben Franklin once said:

" A Penny Saved Is A Penny Earned"

He also found out 8,999 ways the light bulb did not work before he finally figured out how it would work

I was excited when I learned that REACT had

"helped me save $30,000"

over what I paid last year. I would recommend the team at REACT to anyone serious about lowering their insurance costs right now.

                                                       Central Recovery, FL

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REACT does not sell insurance! We provide our members the information to help you understand the details of insurance, prepare your business to be insured and provide a list of qualified and experienced agencies to choose from. We are in your corner against high priced and inflated insurance costs. We provide you with the tools to be prepared to win the negotiations when you renew or obtain your policy.

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Here are a few tips and tricks for the public at large. Much more information is available to REACT members to eventually meet their goals.

* Insurance Truths and Facts
	* Insurance companies are a for profit business, however, they would prefer to charge more competitive rates and have a lower # of claims than charge more $$ and have more claims * All insurance is not the same - protect yourself at all times * The zip code where you park your trucks affects the cost of your insurance, sometimes as much as $3000 per truck * Companies with a good claims history can achieve substantial decreases in insurance costs by paying attention to the details of their business - this is where REACT helps its members
* Tips on finding the right agency and why is it so important
	* Accountants, lawyers, insurance agencies and others are always looking for the new client. It is critical for the health of your business finances to do the same, always be on the lookout for the best agency to place your insurance and get multiple quotes every year to keep everyone honest. * Carriers come and go on the market place and some agencies are contracted with those carriers - place your business with an independent so that the agency can follow the market to place your insurance with most aggressive carrier that particular year. This way, you always get the best pricing in the market. * Ask for references and call them. Past experience will equal future performance of agencies
* Be prepared throughout the year
	* It is our responsibility to protect ourselves from major loss first, insurance is another layer of financial protection * You should run your business everyday as if the insurance company was coming to inspect your facilities, trucks and documentation. This way, you do not have to scramble when renewal time comes. * Have your truck and equipment list, industry standard application, training and educational documentation in order all year long. Again, you will not have to scramble at the last minute. * Request your loss runs in writing 6 months before you renew. Be honest with your agent and let them know they will compete for your business. They will respect you for shopping insurance services. If you stay with them then they know you placed your business with them for a reason. Because they were the best on the market.
________________________________________________  As a REACT member you have a commitment from us to help you obtain the best coverage's at the lowest possible price. This does not mean that we will do it for you, ultimately, you will do it. But REACT will provide the tools, resources, information and training to help you save money over what you are use to paying right now. Are you ready to save some money?

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